Money Laundering Reporting Officer

The Company

Windcave is a global leader in payment technology, offering a unified platform that consolidates all payment solutions into a seamless ecosystem. Operating in 42 countries with offices in 13 locations, we process billions of transactions annually, providing businesses with a comprehensive payment solution through a single provider. Our team of over 450 professionals supports more than 57,000 merchant locations globally, driving innovation and ensuring scalability in a fast-paced, tech-driven environment. Join us to shape the future of global payments and experience the cutting edge of financial technology.

The Role

We are seeking an experienced and highly knowledgeable Money Laundering Reporting Officer (MLRO) to lead and oversee the implementation, management, and enforcement of our Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) framework. This is a critical senior-level role responsible for ensuring that Windcave operates in full compliance with AML regulations and regulatory requirements, while also maintaining a strong internal culture of risk awareness, integrity, and compliance excellence.

The Ideal Candidate Will Have:

• Postgraduate education in a finance, business, law, or risk-related discipline preferred

• Minimum 3–5 years of experience in AML, financial services compliance, or risk management roles

• Strong understanding of AML policies, financial crime regulations, and industry best practices

• Sound knowledge of the requirements and expectations of regulatory authorities, including the MFSA and AMLA

• Proven experience in managing internal controls, compliance frameworks, and risk mitigation processes

• Excellent communication skills, both verbal and written, with the ability to interact confidently with internal stakeholders and external regulators

• Demonstrated commitment to ethical standards, confidentiality, and professional integrity

• Strong organisational and analytical skills with the ability to work under pressure and meet strict deadlines

• Experience conducting internal and external audits, investigations, and regulatory reporting

• Technical knowledge or experience with financial systems, networks, or payment technology is a strong advantage

• Strong project management and business analysis capabilities, with the ability to lead cross-functional initiatives

Your Day-to-Day Responsibilities Will Include:

• Implement and maintain an enterprise-wide integrated risk management governance framework

• Oversee and develop comprehensive procedures for Customer Due Diligence (CDD), including onboarding and ongoing monitoring

• Design and manage processes for identifying, assessing, and mitigating key business risks across the organisation

• Facilitate the development and maintenance of risk-related corporate policies, including those covering credit and counterparty risk, market risk, operational risk, compliance, information and physical security, acceptable use, and business continuity planning

• Build and maintain a high level of trust and credibility with business partners, regulatory bodies, and customers

• Manage AML control activities across relevant business units, ensuring consistent application and effectiveness of controls

• Ensure robust policies, procedures, and internal controls are in place to support compliance with applicable AML/CTF laws and regulatory requirements

• Maintain and provide fraud-related data and reporting as required by regulators and internal stakeholders

• Drive organisation-wide awareness and deliver ongoing training on AML systems, policies, and procedures

• Conduct internal audits related to AML, CDD, and regulatory compliance as required by regulatory authorities and payment schemes

• Coordinate and supervise external audits, ensuring accurate documentation and timely resolution of findings

Why Windcave

We’re one of the most established names in the global FinTech sector, but what truly sets us apart is our commitment to building a supportive, forward-thinking, and inclusive workplace. We empower our team to grow with the business, explore new opportunities internally, and shape their careers on their own terms.

Whether you're taking the next step in your compliance career or bringing years of experience to a new challenge, Windcave offers the support and scale to thrive.

Culture and Benefits

• Competitive base salary

• Excellent internal growth and promotion opportunities

• Pension plan

• Hybrid working model (3 days in office: Monday, Tuesday, Friday)

• Incentives and performance-based rewards

• A strong focus on diversity, inclusion, and employee wellbeing

Diversity and Inclusion

We are committed to creating a diverse and inclusive culture where everyone has the opportunity to thrive. Even if your experience doesn’t match every requirement listed, we encourage you to apply—we value passion, potential, and diverse perspectives.

Our Hiring Process

Each application is reviewed on an individual basis. If you’re shortlisted, we’ll begin with an informal phone call to get to know you better. From there, we’ll invite you to interview at a time that works for you. We’re committed to an open, transparent, and respectful recruitment process. Your comfort and confidence matter to us.